There seems to be a misconception that Chitika eMiniMalls users who opted for PayPal based payments will incur a processing fee from PayPal. This is not true. PayPal will directly charge Chitika for the processing fee. To reiterate, publishers do not get charged a fee to receive their eMiniMalls earnings via PayPal. By the way, PayPal payments for November have gone out. Checks are also going out this week.